Possibly claiming undue hardship is not since impossible if you truly have no hope as it seems.
I’ve stated countless times that discharging student debts through bankruptcy is almost impossible since you must make a showing of “undue difficulty. ”
Showing undue difficulty is an extremely high bar, and it also takes a rather few years. Potential law pupils don’t actually comprehend the distinction between education loan financial obligation plus one like credit debt until it’s way far too late. And also whenever it is too late, a lot of people (and numerous solicitors) believe it is not worth wanting to persuade a bankruptcy judge that any particular one holding a J.D. Gets the “certainty of hopelessness” required to have student debts released. Continue reading