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Very First Time Homebuyer Mortgage Assistance Program (MAP)

The Mortgage Assistance Program (MAP) is a City of Oakland loan system, running jointly with participating loan providers, to aid low and moderate earnings very first time homebuyers utilizing the purchase of domiciles into the City of Oakland. MAP loans offer help that fills the gap between just what a family group are able to afford and also the cost.

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Applicant Needs

First-time homebuyer: Applicant(s) and spouse should be First Time Homebuyers which can be thought as anyone who has maybe perhaps perhaps not owned their residence that is principal during past 36 months. Some exceptions may use.

Domestic Income: candidates’ yearly household income might not surpass 120% regarding the region Median Income. Income of all of the family members 18 years or older should be considered (including house/roommates). Reference this present year’s lease and earnings restrictions.

Oakland resident, Oakland worker/student, or Oakland displacee: one or more adult home user should be an Oakland resident, an Oakland worker/student or an Oakland displacee (displaced from a former Oakland house). Continue reading